PEARL RIVER, NY--(Marketwire - February 10, 2009) - Uni-Ter Underwriting Management Corporation, a wholly-owned subsidiary of the insurance and financial services firm, U.S. RE Companies, Inc., has promoted key executives as part of a strategic plan to support future growth, Sanford "Sandy" Elsass, President and CEO, announced today.

Uni-Ter builds and manages Risk Retention Groups that provide General and Professional Liability Insurance to long-term care facilities in 46 states and Medical Malpractice insurance to physicians/surgeons in four northeastern states and nurses in Florida. "We are providing the administrative structure to sustain our growing volume and support new business that is in the pipeline," Elsass said.

Donna Dalton, Chief Financial Officer, was named Chief Operating Officer. She will retain her position as CFO and take on administrative responsibility for the Company's operating functions. Elsass will continue as Uni-Ter CEO but will be free to spend more time on his responsibilities in the agency arena.

Jan Ferguson, Senior Vice President, will have primary responsibility for marketing, claims, and risk management at J. M. Woodworth RRG, Inc., the medical malpractice writer in New York, Connecticut, Massachusetts, and New Jersey. She reports directly to Elsass.

Dwain Chamberlain, Senior Underwriter was named Vice President-Underwriting with direct responsibility for Ponce de Leon LTC RRG, Inc. and Lewis & Clark LTC RRG, Inc., writers of liability insurance for long-term care facilities, and Sophia Palmer Nurses RRG, Inc.

Tonya Dugan, Senior Underwriter was promoted to Vice President-Underwriting for Medical Malpractice. Katrina Johnson was promoted to Controller.

Nadeene Wood-Clater continues as Senior Vice President-Marketing and Jeri Lambert as Senior Vice President-Compliance/Claims. Susan Bugg continues as Director of Risk Management for long-term care facilities and nurses RRGs. Sharon Lanier continues as Director of Underwriting for Ponce de Leon LTC RRG, Inc. and Lynda Knowles as Director of Underwriting for Sophia Palmer Nurses RRG, Inc., both reporting to Chamberlain.

PEARL RIVER, NY--(Marketwire - September 30, 2008) - J. M. Woodworth RRG, Inc. (JMW), the Risk Retention Group launched two years ago to provide medical malpractice insurance to physicians and surgeons in New York State, now has capital and surplus of more than $5 million, Sanford Elsass, President/CEO-Underwriting Manager, announced.

"With more than 300 insured doctors and a solid capital base, Woodworth has established a strong presence in New York as a financially secure alternative to the prohibitively priced coverage offered by the failing major carriers," Elsass said. The Company also recently opened for business in nearby Connecticut, New Jersey, and Massachusetts.

"Woodworth also is being accepted by a growing number of hospitals and medical centers as an approved carrier for physicians and surgeons practicing at their institutions," Elsass reported. "More and more hospitals are realizing that Woodworth's comprehensive coverage and professional risk management services, along with attention to the detailed needs of hospitals and doctors, provide the secure protection the institutions want at an affordable cost to the doctors."

In considering risk retention groups as acceptable liability insurers, many hospitals consider $5 million in capital/surplus as a benchmark for financial security. Woodworth carries a Financial Stability Rating of "A Exceptional" by Demotech, Inc., a leading rating agency. JMW policies are reinsured by companies with "A" ratings from A.M. Best. The Company's investment strategy is conservative with all assets held in cash or invested in AAA-rated, investment-grade bonds and U.S. government obligations.

MINNEAPOLIS, MN--(Marketwire - September 8, 2008) - Sanford "Sandy" Elsass, President/CEO of Uni-Ter Underwriting Management Corporation, builder and manager of Risk Retention Groups in the healthcare industry, has been elected a Director of the National Risk Retention Association (NRRA).

NRRA is the professional association dedicated to the successful development, education, and promotion of alternatives to traditional liability insurance domiciled in the United States, including Risk Retention and Purchasing Groups. NRRA promotes group insurance programs authorized by the Federal Risk Retention Act as practical, economical, efficient, and financially sound options for distributing the liability risks of member insurers. NRRA fulfills its mission through education, communication, government relations, and advocacy.

Elsass organized and manages Florida's Ponce de Leon LTC RRG, Inc., the first Risk Retention Group in the nation to insure long-term care facilities. Launched in 2003, Ponce has grown into a market leader in Florida with more than 750 facilities insured. Uni-Ter also formed and manages Lewis & Clark LTC RRG, Inc. with operations in 46 states; J. M. Woodworth Risk Retention Group, provider of medical malpractice insurance to physicians/surgeons in New York, Connecticut, Massachusetts, and New Jersey; and Sophia Palmer Nurses Risk Retention Group, Inc. that insures nurses in Florida.

Over the past 30 years, Elsass has held senior positions in insurance and investment banking. He is a Director and shareholder of Sunshine State Insurance Company, St. Augustine, Florida, a senior officer of U.S. RE Companies, Inc., Pearl River, New York, the parent of Uni-Ter, and a former Director of Wainwright Bank and Trust Company, Boston.

ATLANTA, GA--(Marketwire - July 24, 2008) - Agents of financially stable insurers that are low-rated or not rated by A. M. Best Company will have access for the first time to legal defense coverage provided by companies that obtain Insolvency Gap Insurance available through Uni-Ter Underwriting Management Corporation, the managing general agency.

This newly introduced policy, known officially as "Insurance Agent's Errors and Omissions Insurer Insolvency Gap Defense Costs Insurance," permits a designated insurance company to cover each of its duly appointed and licensed agents by purchasing a single policy that provides legal defense coverage in the unlikely event that the designated carrier is liquidated.

The first and second policies were issued recently to Ponce de Leon LTC RRG, Inc. and Lewis & Clark LTC RRG, Inc., writers of General and Professional Liability insurance for long-term care facilities in Florida and 46 other states. Ponce de Leon and Lewis & Clark carry Financial Stability Ratings® of "A Exceptional" from Demotech, Inc., the financial analysis and actuarial services firm, but have not been in business long enough to apply for Best ratings.

The policies are issued by Century Surety Company, Columbus, OH. Demotech, Inc., Columbus, OH, provides the underwriting through a process that includes financial analysis to qualify companies, cost of coverage, and on-going monitoring of insured companies' financial stability. U. S. RE Corporation, Pearl River, NY, is the retail broker.

"Most insurance agents' Errors & Omissions insurers exclude insurance company insolvency exposure. Plugging the insolvency coverage gap for a targeted group of financially stable, insurers and their producers levels the playing field," said Joseph Petrelli, President/CEO of Demotech.

Sanford Elsass, President/CEO, Underwriting Manager, Ponce de Leon and Lewis & Clark, said his companies are pleased to provide agents with this added protection not available from the standard E & O markets.

PEARL RIVER, NY--(Marketwire - July 23, 2008) - J.M. Woodworth Risk Retention Group, Inc. (RRG), a provider of medical malpractice insurance to physicians and surgeons in New York, is extending its operations to Connecticut, Massachusetts, and New Jersey, Sanford Elsass, President of The Uni-Ter Group, Woodworth's underwriting manager, announced.

"We are responding to the need in these states for additional competitive markets to provide doctors with stable, affordable medical malpractice insurance," Elsass said. He pointed out that, "A number of physicians insured by Woodworth are members of groups that practice in these nearby states."

J. M. Woodworth has registered with the Insurance Departments of Connecticut, Massachusetts, and New Jersey. The Company is domiciled in Nevada. Under the federal Risk Retention Act as amended in 1986, RRGs domiciled in a single state can do business in any other state without being subject to the regulatory authority of that state.

Woodworth opened for business in 2006 with operations exclusively in New York. The Company has grown rapidly as an alternative market for doctors who were faced with prohibitive med mal premiums. New York has long been known as a "crisis state" burdened with malpractice litigation and the failure to enact tort reform.

Jan Ferguson, Uni-Ter Senior Vice President, said Woodworth is able to offer affordable med mal coverage through selective underwriting and professional risk management. "The RRG is owned by participating physicians and surgeons who have an incentive as shareholders to help the company succeed. As a result, Woodworth has maintained a low loss ratio," she noted.

Woodworth is rated "A Exceptional" by Demotech, Inc., a leading financial analysis, actuarial, and rating firm. "We offer an attractive alternative to the traditional carriers for doctors with good records in markets where medical malpractice premiums are placing an extraordinary burden on the medical profession," Ferguson explained. She pointed out that Woodworth meets the criteria proposed by major hospital systems for accepting physicians and surgeons insured by RRGs.

Ferguson recently joined Uni-Ter after serving as Director of Risk Management for American Physicians Insurance Company, Austin, TX, and earlier was a manager of the self-insurance plan for 6,000 physicians in the University of Texas System. She will be meeting with hospitals, physicians' groups, agents, and doctors to introduce J. M. Woodworth to the medical community in Connecticut, Massachusetts, and New Jersey.

The Uni-Ter Group builds and manages Risk Retention Groups in the healthcare industry. It provides Woodworth with administrative, underwriting, claims, risk management, marketing, regulatory, and reinsurance services. Uni-Ter also oversees auditing, actuarial, investment, and legal services on behalf of the RRG board. Uni-Ter is a subsidiary of U.S. RE Companies, Inc., an international financial services firm.

PEARL RIVER, NY--(Marketwire - June 30, 2008) - Jan Ferguson, an attorney with extensive experience in medical malpractice and healthcare issues, has been appointed Senior Vice President of The Uni-Ter Group, Sanford "Sandy" Elsass, President/CEO, announced.

Uni-Ter is a leading builder and manager of Risk Retention Groups in the healthcare industry, having founded Florida's Ponce de Leon LTC RRG, Inc., the first in the nation to insure long-term care facilities.

The Company also created and administers Lewis & Clark LTC RRG, Inc., currently operating in 46 states; J. M. Woodworth RRG, Inc., a writer of medical practice insurance for physicians/surgeons in four Northeastern States; and Sophia Palmer Nurses RRG, which writes malpractice insurance for nurses in Florida. Uni-Ter is a subsidiary of U.S. RE Companies, Inc., a New York-based international financial services firm.

Ferguson comes to Uni-Ter from American Physicians Insurance Company (API), Austin, TX, where she served as Director of Risk Management and was responsible for launching the API Risk Management Institute that offers a variety of professional services and resources to healthcare providers.

"Jan Ferguson brings a wealth of legal, risk management, and healthcare experience to Uni-Ter," Elsass said. "As a member of our senior management team, she will contribute significantly to corporate development." Uni-Ter has additional RRGs in the pipeline and continues to explore growth opportunities.

Ferguson's previous experience includes seven years in the Office of the General Counsel for the University of Texas System where she managed the self-insurance plan for 6,000 physicians employed by the University System; and seven years as General Counsel for the Texas Property and Casualty Insurance Guaranty Association. Earlier, she was in private practice as a trial attorney experienced in personal injury, insurance defense, and medical liability litigation.

Ferguson holds a B.S. degree from Central Missouri State University and a law degree from the University of Kansas School of Law. She is a member of the American Society for Healthcare Risk Management.

For more information, contact Mechlin Moore, MDM Communications (239-777-1595 mmoore7412@aol.com).

MINNEAPOLIS, MN--(Marketwire - June 30, 2008) - Florida faces a crisis in meeting the demand for aging services over the next 22 years as the population aged 85 and older is forecast to grow by 126 percent. This will require 15,000 more skilled nursing beds at a time when there is expected to be a severe shortage of nurses, according to a just-published study of the State's future aging service needs.

The demographic and workforce study, "Mapping the Future -- Estimating Florida Aging Services Needs 2008 to 2030" analyzes aging care demand, care-giver availability, and senior living environments. It was conducted by the research, consulting, and accounting firm, LarsonAllen, for Ponce de Leon LTC RRG, Inc., a major provider of General and Professional Liability insurance to long-term care facilities in Florida.

"The challenges facing the State of Florida in planning and providing for the needs of those aged 65 and older are daunting," said Nancy Rehkamp, Principal in LarsonAllen. "Florida must grapple with these changes sooner and with greater speed at a time when the economic outlook is less optimistic," she cautioned.

"As the number of seniors choosing home healthcare or assisted living grows, skilled nursing facilities will experience shorter stays and be exposed to more risks that require liability coverage," said Sanford "Sandy" Elsass, President-Underwriting Manager, Ponce de Leon Risk Retention Group, the study sponsor. "Risk Retention Groups owned by facilities and professional healthcare workers, will provide a stable market to fill this need," he stated.

A number of critical factors that will challenge providers of long-term care were identified in the study:

-- Despite the growing aging population, hospital use rates will continue to decline with a resulting decrease in demand for post-hospitalization skilled nursing, home care, and hospice services.

-- Reduced hospital use rates will be offset by aging population growth resulting in the need for some 15,000 more nursing home beds over the next 22 years. Competition from other lifestyle choices will result in shorter nursing home stays that will focus more on post-acute recovery and rehabilitation instead of long-term care.

-- Availability of home-care givers, including family and other informal providers, is expected to decline 41 percent by 2030, leaving 420,000 more seniors 85 years and older at risk of requiring assisted living or other formal services.

-- Growth in home and community-based services is expected to escalate as more seniors opt to remain in their own homes or choose assisted living facilities instead of skilled nursing.

-- A growing shortage of healthcare workers threatens to reduce the quality of care available to meet demand from the rapidly mounting aging population. By 2030, the study predicts an eight percent shortage of Registered Nurses (RNs). As of June, 2007, 43 percent of licensed RNs were over 50 years old, and 15 percent were over 60 years old.

-- Rising demand and the shortage of healthcare workers are expected to contribute to the looming crisis in aging care. Demand for RNs and Licensed Practical Nurses (LPNs) is expected to grow by 30,000 full time equivalents (FTEs) over the next 22 years. Demand for nursing assistants, home health aides, and personal-care attendants is expected to grow by 122,000 FTEs.

-- The predicted shortage in nurses may mean that more care will have to be provided in institutional settings where the limited number of trained staff can be deployed more efficiently. This may limit customer choice and reduce timely access to professional services.

-- Over the next 22 years, the study predicts a need for nearly 160,000 new assisted living units, as 60 percent of residents who would have chosen nursing homes can be served in assisted living facilities.

-- Demand for independent living facilities is expected to grow sharply, creating a need for an additional 260,000 units, as seniors live longer, healthier lives.

-- Skilled home care services funded by Medicare, Medicaid, and other governmental sources are expected to more than double by 2030.

-- Dramatic growth in home care and assisted living, as a substitute for care in skilled nursing facilities, may increase professional and general liability risks that will create a need for increased liability insurance in an uncertain market.

ATLANTA, GA--(Marketwire - May 20, 2008) - Susan Bugg, RN, BSN, has been appointed Director of Risk Management for Risk Retention Groups (RRG) managed by Uni-Ter Underwriting Management Corporation, Sanford Elsass, President and CEO, announced.

"Susan Bugg brings to our RRGs 22 years of practice as a nurse along with specialized experience in claims, risk analysis, medical malpractice, and nuclear medicine technology," Elsass said. "Her diverse skills and leadership background will help build a stronger risk management program as we create new Risk Retention Groups to serve additional sectors of the healthcare industry."

Uni-Ter formed Florida's Ponce de Leon LTC RRG, Inc., the first Risk Retention Group to provide General and Professional Liability insurance to long-term care facilities. The Company later created Lewis & Clark LTC, RRG, Inc. that provides liability coverage to facilities in 46 states, J.M. Woodworth Risk Retention Group that provides Medical Malpractice insurance to physicians / surgeons in New York State, and Sophia Palmer Nurses Risk Retention Group to cover nurses in Florida.

Prior to joining The Uni-Ter Group, Bugg was Hospital Services Coordinator of Kentucky Organ Donor Affiliates (KODA) in Louisville. In that capacity, she was responsible for procurement of organs for transplanting, medical education, and research. Earlier, she conducted independent medical malpractice reviews. Her insurance experience included four years with St. Paul Fire & Marine/MMI Companies, Inc. as a Risk Claims Analyst. As a nurse, she worked in medical intensive care, coronary/open heart, surgical, and post-anesthesia care. She began her career as a Nuclear Medicine Technologist.

Bugg holds Bachelor of Science Degrees in Nursing and Health Science from the University of Louisville, Louisville, KY. She is a Certified Legal Nurse Consultant.

For more information, contact Mechlin Moore, MDM Communications (239-777-1595; mmoore7412@aol.com), and visit our web sites at www.poncedeleonrrg.com, www.lewisandclarkrrg.com, www.jmwoodworthrrg.com, and www.spnrrg.com.

ST. AUGUSTINE, FL--(Marketwire - February 11, 2008) - Ponce de Leon LTC RRG, Inc., a leading provider of liability insurance to longterm care facilities in Florida, elected new Board leaders at a recent meeting here.

Raymond M. Johnson was elected Chairman of the Board. Johnson is President of LCPS Management Company, Inc. that operates retirement communities; Vicar's Landing in Ponte Vedra Beach and Glenmoor in St. Augustine, Florida. He has served on the Ponce Board since the Company was organized in 2001.

Jack M. Norton was elected President of the Board, succeeding Johnson. Norton is Executive Director of Mease Manor Retirement Community, Inc., a 450 resident Continuing Care Retirement Community on a 12-acre campus in Dunedin, Florida.

Ponce de Leon LTC RRG, Inc. opened for business in 2003. It was the first Risk Retention Group in the nation to serve the long-term care industry. Today, Ponce de Leon is a Florida market leader, providing General and Professional Liability Insurance to more than 700 Skilled Nursing, Assisted Living, Independent Living, and Continuing Care Retirement Communities in Florida.

Johnson succeeds Edwin B. Taylor, II, as Board Chairman. "Ed was a founder and first Chairman of Ponce de Leon. We salute him for outstanding leadership during the Company's first five years," Johnson said. Taylor is a consultant on marketing, public relations, and risk management to clients in the long-term care industry.

Johnson has more than 28 years of management experience in health care, having served as CEO of two hospitals, in addition to 18 years as Executive Director of Vicar's Landing. He is a Past Chairman of the Florida Association of Homes and Services for the Aging (FAHSA) and serves currently on the Board of the American Association of Homes and Services for the Aging (AAHSA). Johnson holds a BS degree from the University of Florida, and an MBA from the University of North Florida.

Norton has long been active in his community and profession. He serves currently as Chairman of Dunedin's Board of Finance and is Past Chairman of the Board, Florida Association of Homes and Services for the Aging (FAHSA). Norton holds a BA degree in finance from the University of South Florida.

Ponce de Leon is managed by The Uni-Ter Group of Atlanta, Georgia, leading provider of liability insurance to the healthcare industry through Risk Retention Groups. Uni-Ter manages RRGs that provide liability insurance to long-term care facilities in 44 states and medical malpractice insurance to physicians/surgeons in New York and nurses in Florida.

Sanford "Sandy" Elsass is President/CEO of Uni-Ter, the underwriting manager for Ponce de Leon. "We're proud of the strong position Ponce de Leon has achieved in the Florida market in five short years, and we thank Ed Taylor for his enthusiastic and vocal leadership when the Company was in its infancy and Risk Retention Groups were little known. Today, Ponce de Leon is positioned for continued growth," Elsass said. He expressed appreciation to Johnson and Norton for accepting Board leadership and to Taylor for his important contributions. "All three have served on the Board for years, providing essential continuity."

For more information, contact Mechlin Moore, MDM Communications (239-777-1595 mmoore7412@aol.com) and be sure to visit our web site, www.poncedeleonrrg.com.

ATLANTA, GA--(Marketwire - October 25, 2007) - Jeri Lambert, an insurance executive with more than 25 years in the business, has been named Senior Vice President-Compliance at Uni-Ter Underwriting Management Corporation, a leading administrator of Risk Retention Groups (RRG), captives, and other alternative insurance mechanisms.

Lambert moved up to Senior Vice President-Compliance after serving Uni-Ter for the last five years as Senior Claims Analyst with additional responsibilities in the Underwriting Division for program filings and contracts. "We welcome Jeri to our senior management team where her industry experience and expertise will make an important contribution to our growing organization," said Sanford "Sandy" Elsass, President and CEO.

Uni-Ter is recognized as the pioneer in creating and managing Risk Retention Groups to provide General and Professional Liability Insurance to the long-term care industry, having formed Ponce de Leon LTC RRG, Inc. in Florida, the first RRG to cover nursing homes, assisted living facilities, independent living facilities, and continuing care retirement communities.

Uni-Ter also formed and manages Lewis & Clark, LTC RRG, Inc. that insures long-term care facilities in 41 states; J. M. Woodworth Risk Retention Group, Inc. that writes medical malpractice insurance for physicians and surgeons in New York State; and Sophia Palmer Nurses RRG, Inc. that provides malpractice insurance to nurses in Florida. Uni-Ter is a subsidiary of U. S. RE Companies, Inc., the New York-based, international financial services firm with operations in reinsurance brokerage, property/casualty insurance, Alternative Risk Transfer, and investment banking.

As Compliance Officer, Lambert will oversee the operations of Uni-Ter Claims Services Corporation, an affiliate of Uni-Ter Underwriting Management Corporation. She will be responsible also for licensing and training, along with policies and procedures to assure compatibility with insuring agreements and regulatory requirements. Lambert came to Uni-Ter after holding positions in marketing, risk management, underwriting, and related activities at J. Smith Lanier & Co.; Kendall Risk Management; and Marsh McLennan, Inc.; among others.

She holds the following designations: CPCU (Chartered Property Casualty Underwriter), AU (Associate in Underwriting), ASLI (Associate in Surplus Lines Insurance), and AIT (Associate in Information Technology). She is licensed as an insurance agent in Nevada and Georgia, as a Surplus Lines Broker in Georgia, as an Adjuster in Georgia, and as a Non-Resident Adjuster in 18 states. Lambert is a Certified Professional Insurance Woman. She won the 2000 Georgia Professional Insurance Agents' Education Award.

SYRACUSE, NY--(Marketwire - May 15, 2007) - Seth Evan Kronenberg, MD, a prominent internist, has been elected to the Board of J. M. Woodworth Risk Retention Group, Inc., the recently launched writer of medical malpractice insurance for physicians and surgeons in New York State.

Dr. Kronenberg is Chief Executive Officer-Private Practice, Internist Associates of Central New York, PC. He is a member of the American Board of Internal Medicine and serves as Attending Physician at Crouse Hospital in Syracuse. "We're pleased to have Seth on our Board. His knowledge of medicine and hospital practice, along with his extensive experience in one of our primary market areas, will contribute greatly to the Company's success," said Sanford Elsass, President of J. M. Woodworth.

Dr. Kronenberg said, "Woodworth is the first viable alternative for malpractice insurance for physicians in New York State in decades. They offer superior risk management programs, which are applicable to everyday practice and tailored directly to our Group. I feel that in addition to significant cost savings, the patients and physicians will benefit from the improved practice of medicine through the risk reduction programs offered by Woodworth."

J. M. Woodworth was formed by a group of doctors to relieve the medical malpractice insurance crisis in New York that was brought on by escalating rates and the withdrawal from the market by a number of carriers. The Company began writing med mal policies early this year and is growing rapidly in Central New York, the Syracuse area, and the greater New York metropolitan region. "Selective underwriting and professional risk management will control losses as we extend operations across the State," Elsass stated.

Dr. Kronenberg received his B.A. in Biology from the University of Pennsylvania and his M.D. from SUNY Health and Science Center, where he also completed his Residency in Internal Medicine. For more information, visit our web site, www.jmwoodworthrrg.com.

Atlanta, GA – Uni-Ter Underwriting Management Corporation has formed a partnership with the Strategic Independent Agents Alliance (SIAA) to market liability insurance through SIAA-affiliated agents across the country.

SIAA is the nation’s largest insurance agency alliance, approaching 3,000 independent agency members in the US and Canada. Uni-Ter is a builder and manager of Risk Retention Groups that offer general and professional liability insurance to long-term care and related facilities in 46 states, plus medical malpractice insurance to physicians and surgeons in four northeastern states and nurses in Florida.

"I've known Jim Masiello, CEO of SIAA, for 25 years. He created the alliance and built it into an organization that generates over $5 billion in premium. We're proud to offer SIAA agents a new, stable liability insurance market in the volatile long-term care and medical malpractice lines. We look to an ongoing, growing relationship with SIAA as Uni-Ter expands into home healthcare, surgical centers, and other healthcare sectors," said Sanford "Sandy" Elsass, President and CEO of Uni-Ter.

"Uni-ter and the Risk Retention Groups they manage are the leading edge of risk management options for the long-term care facilities and healthcare providers" said Bill Fahy, Executive Vice President of SIAA. "Our members now have the ability to expand their insurance and risk management practices into a new and dynamic marketplace."

The partnership will give SIAA agents preferred, and in some cases, exclusive access to healthcare liability products offered by Risk Retention Groups that Uni-Ter manages. The Uni-Ter Group operates Lewis and Clark LTC RRG, Inc. that writes liability insurance for long-term care facilities in 46 states; Ponce de Leon LTC RRG, Inc., writer of long-term care facilities in Florida; J.M. Woodworth RRG, Inc., writer of medical malpractice insurance in four northeastern states; and Sophia Palmer Nurses RRG, Inc. in Florida.

Uni-Ter is a subsidiary of U.S. RE Companies, Inc., a New York-based, international financial services firm with interests in reinsurance brokerage, consulting, underwriting, investment banking, program business, and alternative risk transfer mechanisms.

Media contact: Mechlin Moore, MDM Communications (845-920-7081 mmoore@usre.com); SIAA contact: Bill Fahy, SIAA Executive VP (315-337-0189 billf@siaa.net ); Uni-Ter contact: Nadeene Wood-Clater, SVP-Marketing (678-781-2435 nwoodclater@uni-ter.com ).

Atlanta, GA -- Kristine M. Schiff has joined Uni-Ter Underwriting Management Corporation as Marketing Representative, Nadeene Wood-Clater, Senior Vice President-Marketing, announced. Uni-Ter is a leading builder and manager of Risk Retention Groups in the healthcare industry.

The Company manages Ponce de Leon LTC RRG, Inc. and Lewis & Clark LTC RRG, Inc., providers of liability insurance to long-term care facilities in Florida and 46 other states; Sophia Palmer Nurses RRG, Inc.; and J.M. Woodworth RRG, Inc., medical malpractice insurers serving nurses in Florida and physicians in New York, Massachusetts, Connecticut, and New Jersey.

Schiff came to Uni-Ter from RXPERTS Pharmacy Services, Inc., Hollywood, Florida where she was responsible for marketing pharmacy services to skilled nursing, assisted living, and other long-term care facilities. Earlier, she served for 12 years as Business Development Manager at Metagenics Midwest, Inc., Bloomington, Illinois, where she was responsible for providing nutraceutical product solutions to physicians in a six-state territory.

"We’re pleased to have Kristine Schiff join the Uni-Ter team. She will work with agents and brokers throughout Florida in marketing Ponce de Leon and Sophia Palmer to long-term care facilities and nurses. Her extensive experience in the Florida healthcare industry will be invaluable, Wood-Clater said."

Schiff has been active in the Florida Healthcare Association. She holds a Certificate of Mediation from Nova Southeastern University.

Uni-Ter is a subsidiary of U.S. RE Companies, Inc., an international financial services firm with interests in reinsurance brokerage, consulting, underwriting, Captive and Risk Retention Group management.

For more information, contact Mechlin Moore, MDM Communications (mmoore@usre.com ; 845-920-7081).