Uni-Ter has formed and manages Risk Retention Groups (RRGs) that provide general and professional liability insurance to long-term care facilities, home healthcare, surgical centers, and malpractice insurance to physicians, surgeons, and nurses throughout the United States. They are authorized under the Risk Retention Act of 1986 that allows RRGs licensed in a single state to operate in other states without additional licensing.

  • In today’s litigious environment, long-term care facility operators and healthcare practitioners require the protection of General and Professional Liability insurance
  • Some major, traditional insurers have withdrawn from this business while others have restricted availability through pricing volatility and onerous terms/conditions
  • Markets available today on favorable terms may change for the worse tomorrow
  • The answer is to take control by capitalizing a Risk Retention Group to assure a stable market and provide the opportunity to share in the profits of the company

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